TCB Rates

Deposit Rates

Rates current as of October 26, 2009

Reward Checking Accounts
	APY
< $25,000	4.76%
>$25,000	1.00%

Money Market Savings
	APY
< $2,500	0.05%
$2,500 - $25,000	0.30%
$25,000 - $100,000	0.30%
$100,000 - $250,000	0.65%
>$250,000	1.35%

BizReward Money Fund
	APY
< $2,500	0.00%
$2,500 - $25,000	0.25%
$25,000 - $100,000	0.25%
$100,000 - $250,000	1.15%
>$250,000	1.15%

IRA Money Market
	APY
< $2,500	1.50%
$2,500 - $25,000	2.00%
$25,000 - $100,000	2.10%
$100,000 - $250,000	2.50%
>$250,000	2.75%

Savings Account
	APY
	0.10%

Now Account
	APY
	0.10%

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Certificate of Deposit Rates

Rates current as of October 26, 2009

Certificates of Deposit (<$100,000)
	APY
3 Months	1.00%
6 Months	1.25%
9 Months	1.35%
12 Months	1.50%
18 Months	1.60%
24 Months	2.50%

Certificates of Deposit (>$100,000)
	APY
3 Months	1.00%
6 Months	1.30%
9 Months	1.40%
12 Months	1.55%
18 Months	1.65%
24 Months	2.55%

Reward Certificates of Deposit*
	APY
3 Months	1.10%
6 Months	1.35%
9 Months	1.45%
12 Months	1.65%
18 Months	1.75%
24 Months	2.60%
*Must have, or open and maintain a Direct Deposit to a Texas Citizens Bank Personal Account.

Rates current as of October 26, 2009

"One Bump" Certificates of Deposit (Minimum Deposit $10,000.00)
	APY
30 Months	2.85%
48 Months	3.10%

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