MAKING BUSINESS EASIER

BUSINESS LOANS • DEPOSIT ACCOUNTS • TREASURY SERVICES

Ask a Business Banker

No bank does more for Houston’s small and medium businesses.

Embrace business opportunities and improve cash flow with commercial banking built for Houston’s small and medium businesses. Our dedicated business bankers work with Houston-area owners to develop thoughtful deposit solutions and financing packages designed to meet short- and long-term business goals.

Small business loans include Commercial Real Estate, Line of Credit, SBA Loans, Equipment Loans, and Inventory Loans. We are here to help Houston businesses and community organizations secure and save needed capital for greater financial freedom.

Industrial Health Care Manufacturing Professional Services Distribution

Houston's Bank for Owner-Managed Businesses

No bank does more for Houston’s small and medium businesses.

Embrace business opportunities and improve cash flow with commercial banking built for Houston’s small and medium businesses. Our dedicated business bankers work with Houston-area owners to develop thoughtful deposit solutions and financing packages designed to meet short- and long-term business goals.

Small business loans include Commercial Real Estate, Line of Credit, SBA Loans, Equipment Loans, and Inventory Loans. We are here to help Houston businesses and community organizations secure and save needed capital for greater financial freedom.

Industrial Health Care Manufacturing Professional Services Distribution

  • "They are known for being service oriented and pride themselves on financing local businesses in order to support the business growth of Pasadena."

    Cristina Womack

    President and CEO of Pasadena Chamber of Commerce

  • "If you’re a serious business owner, you need to bank with someone that’s in it for the long haul. That’s Texas Citizens Bank. I know I could call at any time to work through obstacles or even bounce off business ideas. Through good and bad years, they’ve always come through for me and my company."

    David Gow

    Chairman and CEO of Gow Media

  • "As new business owners, we knew most banks wouldn’t be interested in lending us money. Texas Citizens Bank believed in us and worked hard to help us make our company a success."

    Tim Christian

    President of Xterra Trench Shields, LLC

  • "Visited them [Texas Citizens Bank] today. Everyone was courteous, knowledgeable, and wanting to provide the best service. What a local bank should be. Thanks."

    Charles Pearce III

  • "The staff and service at this bank is awesome."

    Kelley Jones

  • "This is absolutely the best bank on earth!!"

    Jim Eberle

  • "We were previously with a larger bank and had absolutely zero personal help. We didn’t really have a banker that we could call to take care of us. Working with Texas Citizens Bank has been very helpful because I have questions every day. Now, I can just call Kevin [Kee] and he gets it done."

    Lee Drewett

    President of Marine Urethane

  • "We love Remote Deposit [Capture]. Normally, someone has to take the deposit to the bank every day. Now, they just run checks through the scanner and that’s it. No line, you can do it whenever you want, as many times as you want. And you can close it out any time before four. So the staff loves it, and I love it."

    Angela Gonzalez, DDS

    Owner of Artistic Smiles

  • "This bank does so much for the community. I can honestly say I am BLESSED to have a bank like Texas Citizens. It truly feels like home every time I go. I came through the drive-thru just this morning and was greeted with a smile and professionalism."

    Shelley Fuller

    Director of Development & Volunteers at Project Joy & Hope

  • "I love the customer service that we have. The personal bankers there are awesome … Every time I go into the bank, I learn something new."

    Andre Horn

    Founder and CEO of Industrial Welding Academy

  • "I love this bank........everyone there is very friendly and helpful. It is a small bank compared to the huge banks but I highly recommend them for all your banking needs."

    Debra Hawkins

  • "This has been my bank for years now and have got nothing but outstanding customer service and they treat me as if I am family not just another account!!!!!"

    Gene Billingsley

  • "Great bank and great people. Highly recommend."

    Dean McNeely

  • "Very nice bank!"

    Edward Fritsch

  • "Best bank. All the staff are friendly and professional. They treat you like family. Truly a Texas feel!"

    Marcus Clifford

  • "Thank you to everyone at Texas Citizens Bank for your wisdom and guidance through the SBA process. You listened, you advised, and you held our hand through every step. We are grateful to have partners like you who share our vision and work to make it a reality! ... I will always be grateful for the hands-on assistance you provided when opening our business. Connecting us with the right people for our Small Business Administration loan was key to a smooth opening and transition. The level of service and expertise their team provides ensures us they are partners in our business, not just our bank. "

    Gaylyn DeVine

    Owner of DeVine Promotions & Printing

Enjoy banking with us? Write us a review.

Mortgage Payment Calculator*

Balance time, interest, and monthly payments to see what financing works best for your goals. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

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Loan Payment Calculator*

Break down your loan to determine which payment options best fit your needs. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

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Savings Estimator*

Enter how much you can afford to save monthly to see how much that investment could benefit you later. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

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Debt Payoff Calculator*

Make goals to pay your debt off by a specific date. Use the calculator to plan out payments and set a timeline to become debt free. Web browser must support JavaScript. *This calculator tool is for estimating purposes only and may not calculate your exact payments.

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