Category: Business

Baton Rouge, La. – Business First Bancshares, Inc. (Business First) (Nasdaq: BFST), the holding company for b1BANK, has completed its acquisition of Texas Citizens Bancorp, Inc. (Texas Citizens), and its wholly owned bank subsidiary, Texas Citizens Bank, National Association. The acquisition became effective March 1, 2022, in accordance with the terms of…Continue Reading »

Beth Gilliard, TCB SVP, Treasury Management Services (TMS) Manager and 40+ year banking veteran, gives insight into how small businesses can benefit from TMS Updated: July 22, 2020 I’ve been in banking for more than 40 years now. Nearly all that time has been spent within the Treasury Management Services (TMS) department….Continue Reading »

How being prepared can improve your chances of getting approved for the right small business loan   Thinking about applying for a business loan? You’re in the right place. But first, you’ll need to do some homework. Before diving into the different kinds of small business loans out there, let’s go over…Continue Reading »

Texas Citizens Bank recently refinanced an owner-occupied real estate property in Greater Houston. The working capital from the real estate refinance empowered the operator to oversee a project worth nearly $100 million, which created dozens of jobs in the process. Additionally, the refinance provided the customer with cash out and debt service…Continue Reading »

Proven methods for financing common small business needs From angel investors to crowd-sourced platforms like Kickstarter, there are now several creative ways you can fund your business in 2018. While both of these financing examples provide interest-less capital, each require you to give up a degree of control. There are no guarantees…Continue Reading »

Updated: November 10, 2020 Download PPP Loan Funds Do’s and Don’ts Checklist You received your PPP loan funds. Now what? A couple weeks ago, we published our Do’s and Don’ts of PPP loan funds as a slideshow guide on LinkedIn. It’s now being used by the Small Business Administration (SBA) Houston District…Continue Reading »

Houston, Texas, April 20, 2020 — Texas Citizens Bank, a Houston community bank and SBA lender focused on owner-managed businesses, wants to acknowledge and thank its employees. Texas Citizens Bank team members worked evenings and weekends to help process and fund Paycheck Protection Program (PPP) loans in partnership with the SBA. In…Continue Reading »

One of our many rockstar Credit Analysts, Nhung Pham, sent us this photo with the note: “So proud to be part of such an incredible team!”  The picture was taken around 6:30 p.m. at our banking headquarters in Pasadena, Texas, two weekends ago. Two of our TCB Credit Analysts Jake and Jordan, along with Relationship Manager, Matt Heidt, were taking…Continue Reading »

Photo: Michael Carr Photography Pasadena, Texas, November 5, 2019 – Texas Citizens Bank Chairman and Chief Executive Officer Duncan Stewart announces James “Jimmy” Allen as Executive Vice President, Chief Operating Officer, and Advisory Director. “We are thrilled to welcome Jimmy to our leadership team. Since day one, he has embraced our ‘concierge’…Continue Reading »

Photo credit: BuffBurger Every last Thursday of the month, The Cannon and Cannon Ventures host a Lunch ‘n’ Learn. Last week, we helped business owners understand the benefits of treasury management and having a real relationship with your bank. If you haven’t heard, The Cannon is a massive new development Texas Citizens…Continue Reading »