Category: Financial

Texas Citizens Bank credit department waits for PPP loan approvals in Pasadena, Texas office

Houston Community Bank Employees Work Nights and Weekends to Fund PPP Loans

posted on April 22, 2020 in Business

One of our many rockstar Credit Analysts, Nhung Pham, sent us this photo with the note: “So proud to be part of such an incredible team!”  The picture was taken around 6:30 p.m. at our banking headquarters in Pasadena, Texas, two weekends ago. Two of our TCB Credit Analysts Jake and Jordan, along with Relationship Manager, Matt Heidt, were taking…Continue Reading »

Pay Someone - Mobile

How “Pay Someone” Compares to Venmo

posted on July 16, 2019 in Financial

In the age of instant, peer-to-peer (P2P) payments have become the norm for bill splitting, dog sitting, movie-watching, and every other emoji-fiable activity. Unsurprisingly, mobile P2P payments are the fastest-growing sector in the P2P industry. The ability to quickly send and receive money from your phone is keeping people honest, reducing awkwardness,…Continue Reading »

Choosing the best business bank account

Guide to Choosing the Best Business Bank Account in Houston, Texas

posted on February 5, 2019 in Business

How to Decide Between a Business Checking Account and Business Savings Account There’s no one right business bank account, but some options will better suit your business than others. To help guide you through this important process, we’ve put together a business bank account checklist, broken down into three articles. The first…Continue Reading »

Rising interest rates 2019

What Recent Interest Rate Hikes Mean for Banking Customers

posted on January 15, 2019 in Financial

Here’s what you need to know about federal interest rates as they continue to rise   The steady, annual increases to federal interest rates have business and retail banking customers nervous. Recent Interest Rate Activity After a recession period of interest standstill—stretching from mid-December 2008 to mid-December of 2015—rates have slowly crept…Continue Reading »

2019 interest rate hikes in bear market

Fed Lowers 2019 Interest Rate Hike Forecast from Three to Two

posted on January 10, 2019 in Financial

U.S. Rate Hikes to Continue at Slower Pace in Down Market Despite down market, the Fed signaled more 2019 interest rate hikes in January. Subsequently, stocks carried their negative trends into January. Background 2018 Interest Rate Hikes On December 19, the Fed raised interest rates for the fourth and final time in…Continue Reading »

2019 business resolutions

5 Profit-Driving Business Resolutions for 2019

posted on January 1, 2019 in Business

Ring In the New Year with This Simple Business To-Do List Every year, we—as individuals, as business owners—try to trick ourselves into achieving ambitious goals. To will our wants into realities, we use a stronger, more determined word: resolution. After all, a resolution is a decision. A goal could end in failure….Continue Reading »

Federal interest rates rise in 2018

Fed Interest Rates Rise Again — the Third 2018 Rate Hike

posted on October 2, 2018 in Financial

What to expect after the latest federal interest rate increase   Source: CNBC Last week, the Federal Reserve raised its federal funds rate target range a quarter percentage point, 2.00–2.25%, marking the third interest rate hike of the year. The decision to raise the interest rate did not come as a surprise….Continue Reading »

Credit Freeze Law 2018

Free to Freeze: The Right to Freeze Your Family’s Credit Reports

posted on September 15, 2018 in Financial

How the new Dodd–Frank reform law helps protect both personal credit and your children’s credit   Kids Are Getting Too Much Credit Identity theft is rampant, and it’s all about the money. Undeservingly, kids are getting all the credit. New credit files never applied for are popping up on children’s financial records….Continue Reading »

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