How You Can Secure Savings for Retirement
The Right Mix of 401(k), IRA, Money Market, CD, CDARS, and ICS You’re almost there. Retirement is right around the corner. The question is, are you ready? Now that you’ve reached this exciting stage, you’re looking to reduce risk and secure your savings through safe investment options. Tax-favored retirement accounts, high-yield…Continue Reading »
7 Reasons to Break Up with Your Bank
Why you no longer need a national bank to get the best benefits So you’re stuck in a loveless marriage. The flame’s gone out. The honeymoon’s worn off. All you’re left with is an unresponsive partner that’s always taking more than they’re giving back. Or worse, fooling around with your accounts behind…Continue Reading »
5 Cs of Credit for Business Owners—What Banks Look For
How to round out your credit and hit everything on your bank’s business loan application checklist Think of your credit as a pie split into five pieces. Just like a real pie, the pieces aren’t perfectly proportional. Some slices are bigger than others, making them extra interesting to banks. This is,…Continue Reading »
How to Avoid ATM & Account Fees
5 clever ways around expensive banking and ATM fees ATMs have gotten expensive. According to Bankrate, The average “out-of-network” ATM fee in the United States is now $4.57. This leaves tight-budget customers in a catch 22. Many small and local businesses require a $5 minimum purchase (convenient stores, local restaurants, etc.) to…Continue Reading »